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Regulation Z of the Truth-in-Lending Law would apply to real estate loans for all except which...

Question

Regulation Z of the Truth-in-Lending Law would apply to real estate loans for all except which...

Regulation Z of the Truth-in-Lending Law would apply to real estate loans for all except which of the following?

A)Residential loan

B)Commercial loan

C)Personal loan

D)Agricultural loan under $25,000

Please explain or source answer

Answers

B)Commercial loan
The Truth in Lending Act and Regulation Z only apply to consumer-purpose loans. These are loans and credit used primarily for personal, family, or household purposes, It does not apply to credit extensions that are primarily for business purposes.


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