A credit score is used by credit agencies (such as mortgage companies and banks) to assess...

A credit score is used by credit agencies (such as mortgage companies and banks) to assess the creditworthiness of individuals. Values range from 300 to 850, with a credit score over 700 considered to be a quality credit risk. According to a survey, the mean credit score is 706.4. A credit analyst wondered whether high-income individuals (incomes in excess of $100,000 per year) had higher credit scores. He obtained a random sample of 42 high-income individuals and found the sample mean credit score to be 720.6 with a standard deviation of 81.6. Conduct the appropriate test to determine if high-income individuals have higher credit scores at the a= 0.05 level of significance. State the null and alternative hypotheses. HOH HP (Type integers or decimals. Do not round.) Identify the t-statistic 10- (Round to two decimal places as needed.) Identify the P-value P-value = (Round to three decimal places as needed) Make a conclusion regarding the hypothesis. the null hypothesis. There sufficient evidence to claim that the mean credit score of high-income individuals is